Privacy Policy

FACTS: WHAT DOES LEASE 123 AUTO LENDING DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number income
  • Payment information and history
  • Email address
  • Employment information
  • Home address
  • Vehicle Information

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lease 123 Auto Lending chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Lease 123 Auto Lending share? Yes
Can you limit sharing? No

For our marketing purposes to offer our products and services to you
Does Lease 123 Auto Lending share? Yes
Can you limit sharing? No

For joint marketing with other financial companies
Does Lease 123 Auto Lending share? Yes
Can you limit sharing? Yes

For our affiliates’ everyday business purposes information about your transactions and experiences
Does Lease 123 Auto Lending share? Yes
Can you limit sharing? Yes

For our affiliates to market to you
Does Lease 123 Auto Lending share? Yes
Can you limit sharing? Yes

For non-affiliates to market to you
Does Lease 123 Auto Lending share? No
Can you limit sharing? We do not share

How to Limit Sharing

Mail the form at https://apex.loans/wp-content/uploads/2020/09/Important-Privacy-Choices-for-Consumers.pdf

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (770) 406-8680 or go to https://apex.loans/

Hours: Mon. – Fri. 8:00 AM – 5:00 PM (ET)

What we do

How does Lease 123 Auto Lending protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These Measures include computer safeguards and secured files and buildings.

How does Lease 123 Auto Lending collect my personal information?

We collect your personal information, for example, when you

  • Apply for financing or use your credit or debit card
  • Pay your bills or give us your contact information
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account that I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with the similar ownership as Lease 123 Auto Lending, such as OttoMoto, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Lease 123 Auto Lending does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or service to you. Our joint marketing partners include financial service providers, motor vehicle dealers, and insurance companies.

Other important information

California Residents:

California law requires us to provide specific disclosures to you in a separate document entitled “Important Privacy Choices for Consumers.” The “Important Privacy Choices for Consumers” notice is provided to you to fill out and email.

To limit our sharing, please follow instructions in the “To limit Our Sharing” box above on this page. You may also do so by using the “Important Privacy Choices for Consumers” notice and following the instructions in it.

Note that the “To Limit Our Sharing” box on page 1 of this document includes an option to limit our affiliates’ use of your personal information to market to you. The “Important Privacy Choices for Consumers” notice does not include this option.